Living with a disability or long-term condition like HIV increases the risk of financial exclusion and can have a significant impact on finances.
And a July 2017 report (pdf) by the National AIDS Trust finds that, despite improvements over the last decade, people living with HIV continue to experience barriers to access financial products and services.
The report finds that:
- Only 28% of survey respondents knew where to look for HIV-inclusive financial products
- 49% of survey respondents thought that life insurance is not available to people living with HIV, despite it being available since 2009
- Some people living with HIV are priced out of the market because they’re deemed too risky – often because they don’t live well with HIV or they have another health condition.